1. Open a separate checking account to attach to Paypal With so many email scams out there, don’t risk the headache of having your primary checking account overdrawn. Most national banks and credit unions are more than happy to do so.
2. Use a password that is different than your email password Don’t set yourself up like a stack of dominos that collapse in a chain reaction. Your Paypal password should be different; just like your house key that won’t start your car.
3. When asked for secret questions, provide something that is not actually the real answer Companies are trying to offer safeguards by asking these questions but really, anyone who has already stolen your identity, accessed your computer or chatted you up at the bar can find these out:
- Who was your childhood friend?
- What is your favorite restaurant?
- What was the name of your first pet?
- Who is your favorite author?
- Who was your favorite teacher?
- Who was your first roommate?
- Who was your first boss?
- Who is your favorite historical person?
And I’ve also seen from Paypal and other websites:
- The city you were born in?
- Mother’s Maiden name?
- What are the last 4 digits of your social security number?
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